295 S.E.2d 796 CRISTOFER E. LORD v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY 44377 Record No. 800158.Supreme Court of Virginia. October 15, 1982 Present: All the Justices. Substantial compliance with notice provisions in an automobile insurance policy is required as a condition precedent to recovery of medical payments; notice not timely under circumstances. (1) Insurance […]